Our client was looking to purchase a buy-to-let property, to add to an existing portfolio within the Kent area.
However, the client needed a larger deposit than anticipated, to meet the first charge mortgage providers recently increased rental calculations and fell just outside the mainstream lenders affordability.
We were able to raise the deposit required, securing the loan on the clients’ main residence at 55% loan to value. Our lender partner was able to offer 6.77 times income at a rate of 5.9% The case completed in three weeks.
BTL up to 80% LTV
Residential up to 95% LTV
30 days to complete a loan on average
Max loan size £2.5 million, more on referral
No upfront fees, no legal fees
Low early repayment charges
Any legal purpose including business
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