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May 2018

Near Prime range from Kent Reliance


We are extremely happy to be able to offer the new “Near Prime” range from Kent Reliance. These products are only available via selected Specialist Distributors and offer some interesting niches that are proving very popular with the Residential Team.


If you have clients with these issues, please get in touch:

  • Up to 90% LTV
  • No value on CCJs, arrears or defaults
  • Communication, utility and mail order arrears ignored when the aggregate balance is under £500
  • 1-year self-employed
  • Contractors accepted up to 85% LTV, with no minimum income
  • Mortgage arrears allowed if none in 6 months and up to date
  • DMPs


These products really embrace the changing face of specialist lending and we are happy to be one of the selected few that can offer them to your clients.



Bluestone Sapphire club


Brightstar are officially members of the new and exclusive Bluestone ‘Sapphire Packager Club’. The membership gives introducers to Brightstar access to a range of exclusive products and enhanced services, including:


Exclusive Sapphire Club products:

  • Discharged bankruptcy from 12 months
  • Current IVAs, cleared on completion


Exclusive criteria (until end of May):

  • Accept 75% of benefit income (DLA, carers allowance, child benefit, WFTC) if 2 years remaining and not primary source of income
  • Max 30% of household income


Priority Service Standards:

  • 48-hour turnaround


Dedicated Underwriter:

  • All cases assessed by Brightstar’s dedicated underwriter
  • On-site underwriting support


READ MORE about the client scenarios we’re able to assist you with